Buy Now, Pay Later with Affirm
Flexible payment plans that fit your budget — with no late fees, no hidden costs, and no surprises. Select Affirm at checkout and never pay a penny more than you agree to on day one.
No Hidden Fees
Completely transparent and secure — what you see is what you pay.
Flexible Plans
You choose the payment schedule that works for your budget.
Quick & Easy
Fill out your info and get a real-time decision instantly.
Pay Over Time
Split your purchase into manageable monthly payments.
Frequently Asked Questions
Can I pay off my purchase early?
Yes! There's no penalty for paying early.
How do I make my payments?
You can make or schedule payments on affirm.com or in the Affirm app for iOS or Android. Affirm will send you email and text reminders before payments are due.
Does checking my eligibility affect my credit?
Checking eligibility will not impact your credit. If you decide to pay with installments, your payments may be reported to credit bureaus.
Can I return items I bought with Affirm?
Yes, you can return an item by initiating the return process with us directly.
Do I need a U.S. mobile phone number?
Yes, a U.S. or U.S. territory mobile number is required. This helps Affirm verify your identity when creating your account.
Where can I learn more about Affirm?
Visit affirm.com. Subject to eligibility. Lending partners listed at affirm.com/lenders.